商業管理公司：房地產市場監管重點須前移

　　針(zhen)對(dui)一些城市(shi)房地(di)產市(shi)場(chang)價格(ge)反彈和(he)風險擴大的(de)壓(ya)力，應(ying)(ying)繼續(xu)堅持從嚴調控政策不放松，確保市(shi)場(chang)平穩和(he)不發(fa)生系(xi)統性風險，為(wei)長效機制(zhi)建設爭取(qu)時(shi)間。為(wei)此，除了(le)開展(zhan)專項行動，整(zheng)頓房地(di)產市(shi)場(chang)秩(zhi)序，還應(ying)(ying)該(gai)做好以下幾(ji)方面工作。

　　第一，監(jian)管的(de)重點(dian)應前移，從調節預(yu)案(an)(an)入手完(wan)善(shan)調控機(ji)制(zhi)。首先，加快完(wan)善(shan)和(he)充分利(li)(li)用已實(shi)現全(quan)國聯網(wang)(wang)的(de)不動產(chan)(chan)登記信息管理基礎平(ping)臺，全(quan)面實(shi)行新建商品(pin)住房(fang)(fang)(fang)和(he)存量(liang)(liang)住房(fang)(fang)(fang)交(jiao)易網(wang)(wang)上簽(qian)約，通過用電和(he)用水(shui)等數據(ju)測度房(fang)(fang)(fang)地(di)產(chan)(chan)空置(zhi)數據(ju)，利(li)(li)用互聯網(wang)(wang)等技術(shu)和(he)工具(ju)采集(ji)更多房(fang)(fang)(fang)地(di)產(chan)(chan)大(da)數據(ju)信息。其次，完(wan)善(shan)房(fang)(fang)(fang)地(di)產(chan)(chan)市(shi)場監(jian)測預(yu)警機(ji)制(zhi)。總結經驗教訓，要求以房(fang)(fang)(fang)價收(shou)入比、租售比、保(bao)障房(fang)(fang)(fang)占(zhan)比、去(qu)化周期、價格波動幅度等為房(fang)(fang)(fang)地(di)產(chan)(chan)市(shi)場預(yu)警指(zhi)標，確定(ding)風(feng)險等級標準，制(zhi)定(ding)應對(dui)預(yu)案(an)(an)。再次，重點(dian)建立房(fang)(fang)(fang)地(di)產(chan)(chan)市(shi)場預(yu)調節機(ji)制(zhi)。要求各地(di)住房(fang)(fang)(fang)主管部門對(dui)本(ben)地(di)需求總量(liang)(liang)、結構(gou)的(de)分析(xi)和(he)預(yu)測，對(dui)供(gong)給存量(liang)(liang)及增量(liang)(liang)趨勢分析(xi)，事前作出并切實(shi)執行平(ping)衡未來市(shi)場供(gong)求的(de)調節措施(shi)和(he)方案(an)(an)。

　　第二，將(jiang)中央對(dui)(dui)地(di)(di)(di)(di)方房地(di)(di)(di)(di)產市(shi)場(chang)(chang)監(jian)(jian)管的重(zhong)點前移到土(tu)(tu)地(di)(di)(di)(di)市(shi)場(chang)(chang)。首先，監(jian)(jian)督(du)(du)城(cheng)市(shi)土(tu)(tu)地(di)(di)(di)(di)供(gong)應(ying)(ying)計劃和(he)落實，穩定市(shi)場(chang)(chang)預(yu)期(qi)，并將(jiang)其作為監(jian)(jian)管和(he)考核的依據。其次(ci)，監(jian)(jian)督(du)(du)城(cheng)市(shi)土(tu)(tu)地(di)(di)(di)(di)價(jia)(jia)格的變動(dong)。在已經建立的全國土(tu)(tu)地(di)(di)(di)(di)監(jian)(jian)測體系的基礎上，對(dui)(dui)各地(di)(di)(di)(di)土(tu)(tu)地(di)(di)(di)(di)價(jia)(jia)格實行限制性監(jian)(jian)督(du)(du)，要求土(tu)(tu)地(di)(di)(di)(di)價(jia)(jia)格漲幅不超出(chu)(chu)(chu)當地(di)(di)(di)(di)人均收入(ru)的增幅。除了將(jiang)超出(chu)(chu)(chu)增長幅度(du)的土(tu)(tu)地(di)(di)(di)(di)出(chu)(chu)(chu)讓金(jin)收益上繳(jiao)中央財(cai)政，并對(dui)(dui)地(di)(di)(di)(di)方主要負(fu)責(ze)人約(yue)談和(he)問責(ze)。再(zai)次(ci)，應(ying)(ying)完善土(tu)(tu)地(di)(di)(di)(di)供(gong)應(ying)(ying)與(yu)房地(di)(di)(di)(di)產需求的動(dong)態(tai)聯動(dong)機(ji)制，探索建立房價(jia)(jia)與(yu)地(di)(di)(di)(di)價(jia)(jia)上漲的牽(qian)制機(ji)制。

商業運營管理公司

　　第三(san)，將房(fang)地(di)(di)產(chan)(chan)調控(kong)的(de)(de)重點進(jin)一步(bu)聚焦在金(jin)融(rong)(rong)機(ji)構。首先，繼(ji)(ji)續健(jian)全金(jin)融(rong)(rong)監(jian)管部門間(jian)的(de)(de)制衡和協同(tong)機(ji)制，進(jin)一步(bu)強化(hua)和深化(hua)穿透式監(jian)管，嚴(yan)格實(shi)(shi)施(shi)金(jin)融(rong)(rong)監(jian)管的(de)(de)目標責(ze)任制度，做到“有責(ze)必問(wen)、問(wen)責(ze)必嚴(yan)”。其次，繼(ji)(ji)續扎牢金(jin)融(rong)(rong)監(jian)管的(de)(de)制度籬(li)笆，堵塞各種制度漏洞，清理和查處房(fang)地(di)(di)產(chan)(chan)市場的(de)(de)違規融(rong)(rong)資，對(dui)違規將資金(jin)挪移(yi)到房(fang)地(di)(di)產(chan)(chan)的(de)(de)行為從嚴(yan)處罰。再次，建立宏觀(guan)審(shen)(shen)慎(shen)(shen)監(jian)管制度。建立房(fang)地(di)(di)產(chan)(chan)金(jin)融(rong)(rong)審(shen)(shen)慎(shen)(shen)管理基礎數據庫，房(fang)地(di)(di)產(chan)(chan)金(jin)融(rong)(rong)宏觀(guan)審(shen)(shen)慎(shen)(shen)監(jian)測體系，明(ming)確(que)開發(fa)企業、金(jin)融(rong)(rong)機(ji)構、居民部門的(de)(de)房(fang)地(di)(di)產(chan)(chan)及財務(wu)安全等級和標準。實(shi)(shi)施(shi)前瞻性引導(dao)政(zheng)策。定(ding)期(qi)(qi)發(fa)布房(fang)地(di)(di)產(chan)(chan)金(jin)融(rong)(rong)審(shen)(shen)慎(shen)(shen)評(ping)估(gu)報(bao)告和相關(guan)信息(xi)，引導(dao)市場對(dui)未來房(fang)價(jia)的(de)(de)預(yu)期(qi)(qi)，使市場預(yu)期(qi)(qi)與政(zheng)府目標預(yu)期(qi)(qi)靠攏。

　　此外，針對限價(jia)(jia)城市出現(xian)的“新房(fang)(fang)與二(er)(er)手房(fang)(fang)價(jia)(jia)格倒掛”，建議(yi)通過進(jin)一步提高(gao)首付比(bi)例及按(an)揭(jie)利率等經濟手段，加大持有期限較(jiao)短的二(er)(er)手房(fang)(fang)轉(zhuan)手交易成(cheng)本(ben)等來解決。